Johnny
27-10-2007, 01:25 AM
> New Credit Card Scam Snopes.com says this is true.
> See this site
http://www.snopes.com/crime/warnings/creditcard.asp
> This one is pretty slick since they provide YOU
> with all the information, except the one piece they
> want.
>
> Note, the callers do not ask for your card
> number; they already have it. This information is
> worth reading. By understanding how the VISA &
> Master Card Telephone Credit Card Scam works, you'll
> be better prepared to protect yourself.
>
> One of our employees was called on Wednesday
> from "VISA", and I was called on Thursday from
> "Master Card".
>
> The scam works like this: Person calling says,
> "This is (name), and I'm calling from the Security
> and Fraud Department at VISA. My badge number is
> 12460. Your card has been flagged for an unusual
> purchase pattern, and I'm calling to verify. This
> would be on your VISA card which was issued by (
> name of bank). Did you purchase an
> Anti-Telemarketing Device for $497.99 from a
> Marketing company based in Arizona. When you say
> "No", the caller continues with, "Then we will be
> issuing a credit to your account. This is a company
> we have been watching and the charges range from
> $297 to $497, just under the $500 purchase pattern
> that flags most cards. Before your next statement,
> the credit will be sent to (gives you your address),
> is that correct?"
>
> You say "yes". The caller continues - "I will
> be starting a Fraud investigation. If you have any
> questions, you should call the 1- 800 number listed
> on the back of your card (1-800-VISA) and ask for
> Security.
>
> You will need to refer to this Control Number.
> The caller then gives you a 6 digit number. "Do you
> need me to read it again?"
>
> ***Here's the IMPORTANT part on how the scam works.
> The caller then says, "I need to verify you are in
> possession of your card." He'll ask you to "turn
> your card over and look for some numbers." There
> are 7 numbers; the first 4 are part of your card
> number, the next 3 are the security Numbers' that
> verify you are the possessor of the card. These are
> the numbers you sometimes use to make Internet
> purchases to prove you have the card. The caller
> will ask you to read the 3 numbers to him. After
> you tell the caller the 3 numbers, he'll say, "That
> is correct, I just needed to verify that the card
> has not been lost or stolen, and that you still have
> your card. Do you have any other questions?" After
> you say, "No," the caller then thanks you and
> states, " Don't hesitate to call back if you do", and
> hangs up. ****
>
> You actually say very little, and they never ask
> for or tell you the Card number. But after we were
> called on Wednesday, we called back within 20
> minutes to ask a question. Are we glad we did! The
> REAL VISA security Department told us it was a scam
> and in the last 15 minutes a new purchase of $497.99
> was charged to our card.
>
> Long story - short - we made a real fraud report
> and closed the VISA account. VISA is reissuing us a
> new number. What the scammers want is the 3-digit
> PIN number on the back of the card. Don't give it
> to them. Instead, tell them you'll call VISA or
> Master card directly for verification of their
> conversation. The real VISA told us that they will
> never ask for anything on the card as they already
> know the information since they issued the card! If
> you give the scammers your 3 Digit PIN Number,
> you think you're receiving a credit. However, by
> the time you get your statement you'll see charges
> for purchases you didn't make, and by then it's
> almost too late and more difficult to actually
> file a fraud report.
>
> What makes this more remarkable is that on
> Thursday, I got a call from a "Jason Richardson of
> Master Card" with a word-for-word repeat of the VISA
> scam. This time I didn't let him finish. I hung
> up! We filed a police report, as instructed by
> VISA. The police said they are taking several of
> these reports daily! They also urged us to tell
> everybody we know that this scam is happening.
>
> Please pass this on to all your family and
> friends. By informing each other, we protect each
> other.
>
> See this site
http://www.snopes.com/crime/warnings/creditcard.asp
> This one is pretty slick since they provide YOU
> with all the information, except the one piece they
> want.
>
> Note, the callers do not ask for your card
> number; they already have it. This information is
> worth reading. By understanding how the VISA &
> Master Card Telephone Credit Card Scam works, you'll
> be better prepared to protect yourself.
>
> One of our employees was called on Wednesday
> from "VISA", and I was called on Thursday from
> "Master Card".
>
> The scam works like this: Person calling says,
> "This is (name), and I'm calling from the Security
> and Fraud Department at VISA. My badge number is
> 12460. Your card has been flagged for an unusual
> purchase pattern, and I'm calling to verify. This
> would be on your VISA card which was issued by (
> name of bank). Did you purchase an
> Anti-Telemarketing Device for $497.99 from a
> Marketing company based in Arizona. When you say
> "No", the caller continues with, "Then we will be
> issuing a credit to your account. This is a company
> we have been watching and the charges range from
> $297 to $497, just under the $500 purchase pattern
> that flags most cards. Before your next statement,
> the credit will be sent to (gives you your address),
> is that correct?"
>
> You say "yes". The caller continues - "I will
> be starting a Fraud investigation. If you have any
> questions, you should call the 1- 800 number listed
> on the back of your card (1-800-VISA) and ask for
> Security.
>
> You will need to refer to this Control Number.
> The caller then gives you a 6 digit number. "Do you
> need me to read it again?"
>
> ***Here's the IMPORTANT part on how the scam works.
> The caller then says, "I need to verify you are in
> possession of your card." He'll ask you to "turn
> your card over and look for some numbers." There
> are 7 numbers; the first 4 are part of your card
> number, the next 3 are the security Numbers' that
> verify you are the possessor of the card. These are
> the numbers you sometimes use to make Internet
> purchases to prove you have the card. The caller
> will ask you to read the 3 numbers to him. After
> you tell the caller the 3 numbers, he'll say, "That
> is correct, I just needed to verify that the card
> has not been lost or stolen, and that you still have
> your card. Do you have any other questions?" After
> you say, "No," the caller then thanks you and
> states, " Don't hesitate to call back if you do", and
> hangs up. ****
>
> You actually say very little, and they never ask
> for or tell you the Card number. But after we were
> called on Wednesday, we called back within 20
> minutes to ask a question. Are we glad we did! The
> REAL VISA security Department told us it was a scam
> and in the last 15 minutes a new purchase of $497.99
> was charged to our card.
>
> Long story - short - we made a real fraud report
> and closed the VISA account. VISA is reissuing us a
> new number. What the scammers want is the 3-digit
> PIN number on the back of the card. Don't give it
> to them. Instead, tell them you'll call VISA or
> Master card directly for verification of their
> conversation. The real VISA told us that they will
> never ask for anything on the card as they already
> know the information since they issued the card! If
> you give the scammers your 3 Digit PIN Number,
> you think you're receiving a credit. However, by
> the time you get your statement you'll see charges
> for purchases you didn't make, and by then it's
> almost too late and more difficult to actually
> file a fraud report.
>
> What makes this more remarkable is that on
> Thursday, I got a call from a "Jason Richardson of
> Master Card" with a word-for-word repeat of the VISA
> scam. This time I didn't let him finish. I hung
> up! We filed a police report, as instructed by
> VISA. The police said they are taking several of
> these reports daily! They also urged us to tell
> everybody we know that this scam is happening.
>
> Please pass this on to all your family and
> friends. By informing each other, we protect each
> other.
>