"zxcvbob" wrote in message
...
I think Vox's point was that the SUV driver's automobile liability
policy would pay, not the homeowner's policy. The homeowner's policy
*should* be irrelevant.


Yes. That's exactly what I meant. Let's say the homeowner fell on hard
times, or was very wealthy and didn't have insurance. Would everything he
owned be considered worthless because it wasn't insured? I don't think so.