"Mike" wrote in message
...

[snip]

A very near close neighbour is trying to 'get out of the factory and get
back to gardening' (He was working with his father in the gardening
business, but moved and had to get a quick job to keep the wolf from the
door) and any advice on the 'self employed' rate to charge would be
appreciated.

Running a cartel? {:-))

[snip]

Franz