The year before last my tree got that white lacey stand out kind of fungus(?)
along with some flatter yellow semi-fluffy stuff. I've seen it at work and the
crew says it doesn't hurt anything, yet I can absolutely tell how the trees
with it are dying out and losing foilage/needles.

I've been scraping it off. When I do my leaf cutting it will be easier for
awhile. Is there some kind of cure for this stuff? The bark on the trunk is
discolored from it.