Derek Broughton wrote:

Sure. Around here though, they're now looking for absolutely any reason to
drop you. If your company didn't have a problem with you before, you don't
want to bring yourself to their attention for any reason.

Agreed. FYI just calling and asking "Is this covered?" gets added to
your file and can affect your rates. Of course 3 claims in a year means
your are dropped no matter what they are or how small.