In article ,
"Dioclese" NONE wrote:

Property taxes are based on: value of your property per the county tax
assessor, not the size of the lot or the square footage of the home.

Um, babe, yes they do! When I had the addition built on, they tried to
give me a seriously over-rated tax increase! I objected as it's just a
bloody sun porch. Got it reduced by around $300.00. Size and location
of the lot, plus buildings and land improvements such as wells and
outbuildings, etc.

Yes,
both play in determining that. So does the prevailing values of the
properties in your vicinity. The tax percentage times the estimated
property value equals the annual tax burden. I think you will find that if
you can find an equally valued home/property in Austin/San Antonio, there
would be little difference in the tax burden depending on the school
district.

I have. San Antonio is MUCH higher...


I physically go to the local bank and have them transfer my checking account
monies to my savings account every month for property taxes and annual auto
insurance premium. When either come due, I transfer the monies back and
write the appropriate check.

It's less hassle for me to do an auto-debit like I do for my morgage and
enter it in the checkbook accordingly. I have a separate "checkbook" to
draw from the money market (savings) account when I need to draw on it.
I can also phone call to have money transferred back into checking, but
it's not necessary.

I used to do the transfer at the bank's ATM.
But, I ran into something unusual that the bank clerk and customer service
could not explain. They said the bank would hold funds if my total debits
exceeded 1000 dollars. Together with my transfer and debits, it did exceed
that. They said an internal transfer electronically from the bank ATM to my
savings account should not be a factor. They could not explain it. My
debit card was refused that day at the local dollar store for 9 bucks worth
of dog food. Even though my checking account had over 2000 dollars in it.
So, the bank personnel said to come in the bank and let them do the checking
to savings transfer.
--
Dave

I'd rather not have to go there in person. My schedule is a bit wierd
because I work night shifts...

I could do the transfers thru paypal or on line banking, but I don't
like putting my banking info. on the internet.

The phone calls work fine. :-)
As do the scheduled auto-debits.

I use Bank of America.

With the savings account checks, I really don't have to do transfers to
checking from savings, but I've currently misplaced the book. :-P
--
Peace! Om

"Human nature seems to be to control other people
until they put their foot down." -- Stephan Rothstein