GardenBanter.co.uk - View Single Post

Sacha[_3_] · 23-07-2008, 10:05 PM posted to uk.rec.gardening

On 23/7/08 20:26, in article
, "Sally Thompson"
wrote:

On Wed, 23 Jul 2008 18:03:24 +0100, Sacha wrote
(in article ):

On 23/7/08 17:18, in article ,
"Martin" wrote:

On Wed, 23 Jul 2008 17:12:35 +0100, Sacha wrote:

I've just had mine refused for an online payment so checked with my bank's
security people. It was used to try to 1 penny

to what???

Pay - sorry!

through a particular outlet
as a test so has now been stopped altogether.

Must be a simpleton. Any normal thief would have checked it with a large
transaction.

You'd think so but the bank people didn't seem to think it very unusual.

No, I had this twice recently, and my CC issuer said that this is the normal
practice - they try tiny payments, including to iTunes and charities (one of
the payments was to Christian Aid) to see if the card details go through.
The sequence of tiny payments was what alerted them, also the fact that it
was the US iTunes, and not the UK one.

A bit odd that the bank didn't contact you when they blocked your card.

They never do and it's infuriating. The first I know is when it gets
refused and that's very embarrassing!

In my case, they did contact me by phone the first time. Being a suspicious
soul I refused to give any details and phoned them back. [I recommend other
people adopt this practice as well.] On the second occasion, they didn't
contact me and I complained but they said that the transaction went through
in the middle of the night and they are not allowed to phone their customers
before 7am (I think).

I still think they could have emailed asking me to phone them urgently!

Mine never tells me! They've done it about 4 or 5 times now and it's usual
because of an unusually large sum, such as when I bought a computer online,
or something of that sort. However, this time it stood me in good stead and
I'm glad of it. They say you don't need to tell them when you're going
abroad BTW but when we go to NZ I'm definitely going to warn them!
--
Sacha
http://www.hillhousenursery.com
South Devon