On Fri, 15 Oct 2010 09:30:29 +0100, Bill Grey wrote:

Insurance for my dog has gone up to £450 per annum with an excess of
£105 plus 20% per claim.

£37.50.month that seems rather high(*) and more than my car insurance
and with a bigger excess (I think my car excess is £50). I don't
drive a small, cheap, car either...

I don't understand that "plus 20% per claim". I read it to mean you
have to pay 20% of any claim plus the excess. So for a £200 claim you
pay £145.

200 * 20% = 40 + 105 = 145. Leaving the insurance co to cough up just
£55 £20 less than two months premiums...

I wish I had saved money in a special account for any vet fees, by now I
would have been "privately" covered.

You can always start now... also you should be able to get another
£10 at least added to what ever you save.

(*) But maybe you have a "high risk" dog or have cover "high risk"
activities.

--
Cheers
Dave.