After a very stressfull day at work and family I was thinking "Calm, Pond,
Calm, Pond" all the way home.

Both my husband and I walked down to the pond and at the same time were
looking around for the resident frog. We both burst out laughing at the
same time having spotted him, THE KING OF THE POND, sitting on the turtle
spitters back surveying his kingdom.

AND I'm glad to report that due to the descriptions and pictures posted by
the ponders here, we have now identified him as a beautiful green frog
complete with folds right down his back. Will post pictures ASAP.

Thanks again everyone!