On Tue, 28 Sep 2004 01:57:15 -0500, someone wrote:

As has been discussed before, even talking with your insurance agent will
require him to register your conversation in a database used to raise
your premium. If you see your insurance agent walking down a street,
divert your eyes, walk in a different direction, and don't let him see
you.

I think that's crap in a case like this. This is mainly a worry for
people who have a history of numerous petty claims, like they are
"trying to get their money's worth" out of their insurance. Naturally
there will be some folks who claim its not their fault, they are not
like that, its just circumstances, and maybe some are right, but they
fit the pattern.

But THIS TIME there was a frickin' HURRICANE. Everybody's premiums in
the whole area are likely to be effected by such conditions, while
OTOH nobody in the area would not stand out merely for making an
inquiry.

In the age of computers, that insurance companies track each covered
premises, is fearful news only to superstitious homeowners. We
operate four commerial properties and it is routine that RFPs for
renewal quotes include a 3 year "loss run" (history) for each
location. A zero loss report or inquiry is just that, no loss. Not a
big deal. "Required to register" makes thing sound much more sinister
than they are. There is a 'file' on each property - so what - no
surprise there.

But as OP clarified, as the trees did not hit his house, they are
'merely' landscaping and not covered.

-v.

"Tony" wrote in message

I have come to the conclusion that no method of removal will be easy (or
even close).

Some folks have mentioned using homeowner's insurance to cover the cost of
removal. We're already contacted our insurance company. Since almost every
home in this area has some damage, we figure whether we make a claim or not
our rates are going to be affected. Unfortunately, insurance only covers
trees that have fallen on the house, and so since these trees did not hit
the house, that is not covered.

Tony

Tony, I so commiserate with the folks in the storm areas and know it
is not so simple; it looks like a job of mammoth proportions to get
everything back in order. Many of our people here in Texas have gone
to try to help, and would have gone with my daughter when she went
were i more able to be of help. About the only way i can help, and i
hope many of our friends will do so, is to help the Red Cross and or
the Salvation Army so they may be able to help with some of the
neccessities.

I hope that those who would price gouge for personal gain will suffer
a rotted scrotum. ...'scuse my profanity.
leo/lee

The only way I can think of doing it on the cheap is to dig a bigger
hole and roll them in. Let the termites take care of them.

Bad idea. Even if the main colony of termites doesn't attack his
house from where they are, the next swarm could put 10 colonies along
his stem wall, three inside and five at his neighbor's house. The
entire neighborhood will be panicked when they see termite alates
(queens and kings) on their windowsills both inside (some will get
lucky and fly in) and outside... and guess who they're going to blame
it on.

Dig up the root balls. Get what you can of the roots. Chop them up
with an axe (being sure not to hit any pvc pipe underground) and throw
them away.

alt.consumers.pest-control

v wrote:

Have you done much chainsaw work? Because to "gouge a big hole" is
definitely NOT something easily done with a chainsaw, ESPECIALLY in a
stump. If it was that easy, he'd just cut up the stump in little
pieces and put them out with the trash, why bother with the hole. The
OP seems well aware of the problems of chain sawing a stump.

It's also REALLY dangerous because to do a hole you're going to be using
the tip which you aren't supposed to do. Unless you enjoy chainsaws
bouncing into your face that is.
--

-Bill

Beg to differ. Case in point Farmer's insurance in exas in 2001-2002. The
majority of people had rates rise 75-150% for no claims at all. and a lot
even went up 200% for very small claims.

"v" wrote in message
...
On Tue, 28 Sep 2004 01:57:15 -0500, someone wrote:

As has been discussed before, even talking with your insurance agent will
require him to register your conversation in a database used to raise
your premium. If you see your insurance agent walking down a street,
divert your eyes, walk in a different direction, and don't let him see
you.

I think that's crap in a case like this. This is mainly a worry for
people who have a history of numerous petty claims, like they are
"trying to get their money's worth" out of their insurance. Naturally
there will be some folks who claim its not their fault, they are not
like that, its just circumstances, and maybe some are right, but they
fit the pattern.

But THIS TIME there was a frickin' HURRICANE. Everybody's premiums in
the whole area are likely to be effected by such conditions, while
OTOH nobody in the area would not stand out merely for making an
inquiry.

In the age of computers, that insurance companies track each covered
premises, is fearful news only to superstitious homeowners. We
operate four commerial properties and it is routine that RFPs for
renewal quotes include a 3 year "loss run" (history) for each
location. A zero loss report or inquiry is just that, no loss. Not a
big deal. "Required to register" makes thing sound much more sinister
than they are. There is a 'file' on each property - so what - no
surprise there.

But as OP clarified, as the trees did not hit his house, they are
'merely' landscaping and not covered.

-v.

In article ,
(v) wrote:

On Mon, 27 Sep 2004 14:35:17 -0700, someone wrote:

In article ,
Gouge a hole in the center with a chainsaw (the bigger the better). Put
a bag of charcoal in it and light it. Should burn most of it.

Are you claiming to have done this?

no (although memory makes me think I've seen this done before), but does
that disqualify it from working?

It doesn't mean it WILL either. It shows me you that have no less
basis to think it will, then I have to think it won't be effective. I
do a lot of chainsaw work for a homeowner (rural property owner who
also has a number of business locations with trees). I have also
burned a lot of "brush" which around here includes what city folk
would call logs and stumps. A fresh stump doesn't burn very well. A
single big chunk of wood doesn't burn very well.

Doesn't burn very well is not the same as doesn't burn at all. Which is
why I suggested starting with charcoal (I suppose you could even start
with coal.) Granted it might burn slowly but I'm not sure there was a
time constraint from the OP.




Have you done much chainsaw work?

Not lately.

Because to "gouge a big hole" is
definitely NOT something easily done with a chainsaw, ESPECIALLY in a
stump.

Okay so start with a little hole and take a little longer. Or start with
lots of little holes.

If it was that easy, he'd just cut up the stump in little
pieces and put them out with the trash, why bother with the hole.

I believe the issue was of ruining chain, blade, etc with dirt.

The OP seems well aware of the problems of chain sawing a stump.

Yes the OP seems quite well aware of the problems chain sawing a stump,
which is why I suggested he gouge a hole and burn it...I also suggested
that this might not be such a good idea when I learned the stump was 3
feet away from his house.


Your other idea I don't regard as useful input either - that either it
will or it won't work - so what - it won't help him if it won't.

And it will if it does.


Basically you have no clue again and are just guessing.

And that's a bad thing?


sorry.

-v.

In misc.consumers.house v wrote:
On Tue, 28 Sep 2004 01:57:15 -0500, someone wrote:

As has been discussed before, even talking with your insurance agent will
require him to register your conversation in a database used to raise
your premium. If you see your insurance agent walking down a street,
divert your eyes, walk in a different direction, and don't let him see
you.

I think that's crap in a case like this.

Nope. Get a CLUE.

http://oci.wi.gov/pub_list/pi-207.htm

"C.L.U.E. reports indicate losses by type. Consumers should be aware that
contacting their company or their agent to discuss an actual loss might be
considered reporting a claim, even if the company does not end up making a
claim payment. This is because when a loss occurs, the policy requires the
company to take specific actions within specified time frames. Consumers
should be specific as to whether they are filing a claim or only making an
inquiry."

http://www.realestatejournal.com/buy...814-spors.html

"Many home insurers count inquiry calls -- calls in which homeowners simply
ask informally whether their policy will cover certain damages and are told
that it won't -- as unpaid losses."

Robert Morein responded to:

A fresh stump doesn't burn very well. A
single big chunk of wood doesn't burn very well.

Doesn't burn very well is not the same as doesn't burn at all. Which is
why I suggested starting with charcoal (I suppose you could even start
with coal.) Granted it might burn slowly but I'm not sure there was a
time constraint from the OP.

We burned a walnut tree stump. First we cut vertical slots down into
the stump with a chain saw so that it had a lot of grooves going down to
near the soil line. Then we started a fire with stove oil and it burned
down into the ground and into the roots. It smoldered for a couple
weeks before we put it out. We never guessed it would work so well. It
was in the fall and the stump was fairly fresh.

Another alternative is to give the stump away. We have people around
here that buy stumps to chop into hardwood mulch for nurserymen. So
perhaps you can find someone who wants the stump.

--
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Cheers, Steve Henning in Reading, PA USA http://home.earthlink.net/~rhodyman