Fair enough.... but do you really think a large segment of that
population hangs out in this group? I'm guessing the makeup
of posters here are the last people who need a morality talk
about how to handle their finances. With the occasional
exception, the demographic just doesn't fit.

Crystal

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http://home.comcast.net/~xtals/orchid.htm
"Mick Fournier" wrote in message
. ..
Crystal,

I am not talking about people who pay their credit card bills.

I am talking about people who don't pay their credit card bills and
creating
debt which other people must ultimately pay.

Mick