Tom Gardner wrote:
Part of their survival involved spending ~30%
of income on food. That's now down to ~15%

Is that really the % of income spent?
I may have to make it tonight's project to work out the % I spend on
various things. I suspect, but need to confirm, that the order will
be: mortgage; transport; childcare and possibly /then/ food

Hmm. Is that /all/ food, including eating out? Where does any going
out for drinks go, is that food or socialising/other?

On 1 Sep 2013 20:01:56 GMT, Victoria Conlan wrote:

I may have to make it tonight's project to work out the % I spend on
various things. I suspect, but need to confirm, that the order will
be: mortgage; transport; childcare and possibly /then/ food

Last 12 months it's energy (£6400), transport ie cars and fuel
(£5500), groceries (£4300), children are teenagers (£800, mainly
clothes), no mortgage.

Hmm. Is that /all/ food, including eating out? Where does any going
out for drinks go, is that food or socialising/other?

Don't do those, can't afford it.

--
Cheers
Dave.

Dave Liquorice wrote:
I may have to make it tonight's project to work out the % I spend on
various things. I suspect, but need to confirm, that the order will
be: mortgage; transport; childcare and possibly /then/ food
Last 12 months it's energy (?6400), transport ie cars and fuel
(?5500), groceries (?4300), children are teenagers (?800, mainly
clothes), no mortgage.

I pay nearly 25/day just to get to/from work, 3-4 days a week. Childcare
is about the same per day, but is nearer the 4 days a week, so probably
slightly edges out transport. The kids are about to start having school
dinners most days (Benjamin already does most days, Daniel used to be
packed lunch, but we've gone through the menu and he's agreed to all but
2 days out of 3 weeks) - that's 2/day/child, which I'm not sure how it
will compare with packed lunch contents.

On 2013-09-01 21:01:56 +0100, Victoria Conlan said:

Tom Gardner wrote:
Part of their survival involved spending ~30%
of income on food. That's now down to ~15%

Is that really the % of income spent?
I may have to make it tonight's project to work out the % I spend on
various things. I suspect, but need to confirm, that the order will
be: mortgage; transport; childcare and possibly /then/ food

Hmm. Is that /all/ food, including eating out? Where does any going
out for drinks go, is that food or socialising/other?

Socialising but too random to be properly added into an equation?
--

Sacha
www.hillhousenursery.com
South Devon
www.helpforheroes.org.uk

On 01/09/13 21:01, Victoria Conlan wrote:
Tom Gardner wrote:
Part of their survival involved spending ~30%
of income on food. That's now down to ~15%

Is that really the % of income spent?

I wouldn't stake my life on it, but IIRC those
are about the quoted percentages.

But the variance would be interesting, as would
the percentages as a function of income; I doubt
Bill Gates spends 15% of his income on food

So I suspect the stats obscure as much as they
illuminate, and it is always worth remembering
that 37% of statistics are made up on the spot.

I may have to make it tonight's project to work out the % I spend on
various things.

Sometimes interesting; always worthwhile.

I suspect, but need to confirm, that the order will
be: mortgage; transport; childcare and possibly /then/ food

Hmm. Is that /all/ food, including eating out? Where does any going
out for drinks go, is that food or socialising/other?

Who knows

Tom Gardner wrote:
So I suspect the stats obscure as much as they
illuminate, and it is always worth remembering
that 37% of statistics are made up on the spot.

In a moment of work-avoidance, I have analysed my last few credit card
bills and come out with the following:

(this is not % of income, this is %age of total credit card bill, so I'm
not sure if this is a good or bad way of taking into account when we have
a low spending month, ie when taking holiday off work)

Transport:- May:35% June:60% Jul:39% Aug:57%
Groceries:- May:39% June:25% Jul:22% Aug:23%
Going out:- May: 9% June:13% Jul: 6% Aug: 3%
House/Gdn:- May:12% June: 2% Jul: 7% Aug:15%
Other :- May: 5% June: 0 Jul:26% Aug: 2%

Childcare is not included, because that comes direct off salary, and is
a fixed amount of around 15% of income/month, even though the actual amount
is varied, if that makes sense.

So basically, other thn May which seems to have been a bit grocery-heavy
for some reason (which possibly means it included something non-grocery
on a supermarket shop, such as grow bags or something similar), my travel
costs far outweigh my food costs.