In article et,
lid says...
I still think they could have emailed asking me to phone them urgently!

--
Sally in Shropshire, UK
Posted through the usenet newsgroup uk.rec.gardening




I am afraid I have set my system to automatically delete any email
purporting to come from banks or building societies having been assured
they never email so all such emails are scams, I have been contacted by
phone on two occasions and asked if a recent purchase online was me I
can't remember now why they thought it wasn't, but I had a nasty turn as
the payment was to a company I had never heard of, then it turned out
that was the trading name the legitimate company I had bought off was
using!
--
Charlie Pridham, Gardening in Cornwall
www.roselandhouse.co.uk
Holders of national collections of Clematis viticella cultivars and
Lapageria rosea

On 24/7/08 09:26, in article ,
"Martin" wrote:

On Wed, 23 Jul 2008 19:13:22 +0100, Charlie Pridham
wrote:

In article ,
says...
On Wed, 23 Jul 2008 17:12:35 +0100, Sacha
wrote:

I've just had mine refused for an online payment so checked with my bank's
security people. It was used to try to 1 penny through a particular outlet
as a test so has now been stopped altogether. At least I know the system
works but I wonder if they ever track down who was doing it!

I have been selling and buying over the Internet for many years and
have had numerous credit card problems with both buyers and my cards.
I moved all my transactions to PayPal a couple of years ago and
haven't had a problem since.

Steve


I too have been impressed with the online back up and we use them for all
payments to us.

My son sold something on e-bay via PayPal. 4 weeks afterwards the owner of the
card alleged misuse of her credit card. The item was delivered to her house by
registered mail, it was signed for, the item was not returned. A copy of the
signed receipt was available for all to see. It took PayPal 3 months to
resolve
this obvious attempted fraud.

Unfortunately there are always some who will try to beat whatever system
there is. This one doesn't sound too bright, it must be said!
Someone working here has just told me that her family got caught in some
Nigerian scam whereby they somehow used others phone numbers to make calls
all over the place. She got a phone bill £400 higher than normal and while
they were waiting for the Ombudsman to hear the case, BT cut them off.
--
Sacha
http://www.hillhousenursery.com
South Devon

In article ,
lid says...
On Wed, 23 Jul 2008 19:13:22 +0100, Charlie Pridham
wrote:

In article ,
says...
On Wed, 23 Jul 2008 17:12:35 +0100, Sacha
wrote:

I've just had mine refused for an online payment so checked with my bank's
security people. It was used to try to 1 penny through a particular outlet
as a test so has now been stopped altogether. At least I know the system
works but I wonder if they ever track down who was doing it!

I have been selling and buying over the Internet for many years and
have had numerous credit card problems with both buyers and my cards.
I moved all my transactions to PayPal a couple of years ago and
haven't had a problem since.

Steve


I too have been impressed with the online back up and we use them for all
payments to us.

My son sold something on e-bay via PayPal. 4 weeks afterwards the owner of the
card alleged misuse of her credit card. The item was delivered to her house by
registered mail, it was signed for, the item was not returned. A copy of the
signed receipt was available for all to see. It took PayPal 3 months to resolve
this obvious attempted fraud.

I have already been paid before I dispatch and if there is a dispute the
money back has to be reclaimed by the credit card company not Paypal who
are only the collecting agent and cream off a commission for doing so, I
have no knowledge of using the Paypal system itself. I have only had one
instance of a parcel not being delivered and the customer cutting up
rough demanding money back but after speaking to the carrier discovered
that he had given the wrong address (his old address) and his parcel
could be collected any time from the depot but he had refused to do so,
his credit card company refused to give him a refund and he eventual
collected his parcel but the whole process took 6 days and paypal were
not involved
--
Charlie Pridham, Gardening in Cornwall
www.roselandhouse.co.uk
Holders of national collections of Clematis viticella cultivars and
Lapageria rosea

In message , "Robert
(Plymouth)" writes

Yikes! Yes they have had a lot of problems with garages mainly because
of the low pay and high turnover of staff, at least that's what they
said on You and Yours R4 a couple months ago

I always buy petrol at Sainsburys (or Morrisons). Apart from being
cheapest, I see the same staff, week after week.
--
Gordon H

On 24/7/08 11:40, in article , "Gordon H"
wrote:

In message , "Robert
(Plymouth)" writes

Yikes! Yes they have had a lot of problems with garages mainly because
of the low pay and high turnover of staff, at least that's what they
said on You and Yours R4 a couple months ago

I always buy petrol at Sainsburys (or Morrisons). Apart from being
cheapest, I see the same staff, week after week.

We're usually in the same position, using a small local outlet, though. But
Tuesday was 'just one of those things'. I had a really bad headache and
asked Ray if we could stop to get some tablets. He decided to take the
opportunity to fill up the car........
I talked to my bank's security department this morning and they are
obviously *very* familiar with this kind of thing happening through petrol
stations. I asked if the police would be informed and she said she thought
it very probable they would already be investigating not just mine but
dozens of such attempts! I was very lucky that mine was caught before
further damage was done to my account.
What we don't understand is why 1p? If you're going to do it at all, why
not £100 - or more? Either it works or it doesn't!
--
Sacha
http://www.hillhousenursery.com
South Devon

On 24/7/08 12:42, in article ,
"Martin" wrote:

On Thu, 24 Jul 2008 12:27:36 +0100, Sacha wrote:

On 24/7/08 11:40, in article , "Gordon H"
wrote:

In message , "Robert
(Plymouth)" writes

Yikes! Yes they have had a lot of problems with garages mainly because
of the low pay and high turnover of staff, at least that's what they
said on You and Yours R4 a couple months ago

I always buy petrol at Sainsburys (or Morrisons). Apart from being
cheapest, I see the same staff, week after week.

We're usually in the same position, using a small local outlet, though. But
Tuesday was 'just one of those things'. I had a really bad headache and
asked Ray if we could stop to get some tablets. He decided to take the
opportunity to fill up the car........
I talked to my bank's security department this morning and they are
obviously *very* familiar with this kind of thing happening through petrol
stations. I asked if the police would be informed and she said she thought
it very probable they would already be investigating not just mine but
dozens of such attempts! I was very lucky that mine was caught before
further damage was done to my account.
What we don't understand is why 1p? If you're going to do it at all, why
not £100 - or more? Either it works or it doesn't!

If you employ immigrant labour be very careful that the card reader isn't
switched. This is the most common way of stealing card info in the Netherlands
at the moment.

We don't here - the situation just hasn't arisen. Obviously, this does
apply in plenty of other places, though.

--
Sacha
http://www.hillhousenursery.com
South Devon

On 24/7/08 13:53, in article ,
"Stephen Wolstenholme" wrote:

On Thu, 24 Jul 2008 12:27:36 +0100, Sacha
wrote:

What we don't understand is why 1p? If you're going to do it at all, why
not £100 - or more? Either it works or it doesn't!

It could be some test to see if anyone notices the small transaction.
Obviously it failed the test!

Steve

That seems to be what the bank is telling me, yes. Not the sharpest knife
in the box, I must say. Occasionally, we've tested our card machine here
by putting our own cards through it but not for 01p!
--
Sacha
http://www.hillhousenursery.com
South Devon

In message , Martin
writes
On Thu, 24 Jul 2008 11:40:06 +0100, Gordon H wrote:

In message , "Robert
(Plymouth)" writes

Yikes! Yes they have had a lot of problems with garages mainly because
of the low pay and high turnover of staff, at least that's what they
said on You and Yours R4 a couple months ago

I always buy petrol at Sainsburys (or Morrisons). Apart from being
cheapest, I see the same staff, week after week.

Morrison's in Sheffield provides free water in the petrol.

Whilst an injection of water can boost acceleration I think it is best
done at the fuel injection stage, rather than into the tank. ;-)
--
Gordon H

In message , Charlie
Pridham writes
In article et,
says...
I still think they could have emailed asking me to phone them urgently!

--
Sally in Shropshire, UK
Posted through the usenet newsgroup uk.rec.gardening




I am afraid I have set my system to automatically delete any email
purporting to come from banks or building societies having been assured
they never email so all such emails are scams,

But that doesn't apply to all banks..

Both my online banks do send me emails.


--
Chris French

In article ,
says...
On 24/7/08 11:40, in article , "Gordon H"
wrote:

In message , "Robert
(Plymouth)" writes

Yikes! Yes they have had a lot of problems with garages mainly because
of the low pay and high turnover of staff, at least that's what they
said on You and Yours R4 a couple months ago

I always buy petrol at Sainsburys (or Morrisons). Apart from being
cheapest, I see the same staff, week after week.

We're usually in the same position, using a small local outlet, though. But
Tuesday was 'just one of those things'. I had a really bad headache and
asked Ray if we could stop to get some tablets. He decided to take the
opportunity to fill up the car........
I talked to my bank's security department this morning and they are
obviously *very* familiar with this kind of thing happening through petrol
stations. I asked if the police would be informed and she said she thought
it very probable they would already be investigating not just mine but
dozens of such attempts! I was very lucky that mine was caught before
further damage was done to my account.
What we don't understand is why 1p? If you're going to do it at all, why
not £100 - or more? Either it works or it doesn't!

Just a guess but I would think the stealer wants to sell the card as a
going concern so was testing it? If it had not been stopped would you
have done much about 1p?
--
Charlie Pridham, Gardening in Cornwall
www.roselandhouse.co.uk
Holders of national collections of Clematis viticella cultivars and
Lapageria rosea

"Sacha" wrote in message
...
On 24/7/08 13:53, in article ,
"Stephen Wolstenholme" wrote:

On Thu, 24 Jul 2008 12:27:36 +0100, Sacha
wrote:

What we don't understand is why 1p? If you're going to do it at all,
why
not £100 - or more? Either it works or it doesn't!

It could be some test to see if anyone notices the small transaction.
Obviously it failed the test!

Steve

That seems to be what the bank is telling me, yes. Not the sharpest knife
in the box, I must say. Occasionally, we've tested our card machine here
by putting our own cards through it but not for 01p!
--
Sacha
http://www.hillhousenursery.com
South Devon

Hmmm. 2 months ago a purchase of a plane ticket and subsequent cancellation
appeared on my credit card bill. Card issuer assured me it was "probably a
mistake" and not to worry as I had not lost anything. They also have failed
to change the card as I requested them to do suspecting something fishy like
a card-test as described here.

A few years back, someone bought something online in foreign currency using
details of a card I'd never ever used online. When I phoned the card company
they suggested I log onto the site to check what I'd bought (i.e. I was
effectively being advised to go to the crime scene & incriminate myself)

My experience therefore is of card issuers being niaive and complacent. They
can easily afford to give OUR money to criminals by passing on the cost in
astronomical interest rates, and it won't get better until a card-issuer
goes bust due to fraud (at which point the whole credit card system will
probably crumble)

Duncan

Duncan

On 24/7/08 23:42, in article ,
"Duncan" wrote:

snip

Hmmm. 2 months ago a purchase of a plane ticket and subsequent cancellation
appeared on my credit card bill. Card issuer assured me it was "probably a
mistake" and not to worry as I had not lost anything. They also have failed
to change the card as I requested them to do suspecting something fishy like
a card-test as described here.

A few years back, someone bought something online in foreign currency using
details of a card I'd never ever used online. When I phoned the card company
they suggested I log onto the site to check what I'd bought (i.e. I was
effectively being advised to go to the crime scene & incriminate myself)

My experience therefore is of card issuers being niaive and complacent. They
can easily afford to give OUR money to criminals by passing on the cost in
astronomical interest rates, and it won't get better until a card-issuer
goes bust due to fraud (at which point the whole credit card system will
probably crumble)

Duncan

Duncan


I'm just glad my bank was on the ball because I use a debit card not a
credit card, so the situation could have been much worse.

--
Sacha
http://www.hillhousenursery.com
South Devon

In message , Duncan
writes

Hmmm. 2 months ago a purchase of a plane ticket and subsequent cancellation
appeared on my credit card bill. Card issuer assured me it was "probably a
mistake" and not to worry as I had not lost anything. They also have failed
to change the card as I requested them to do suspecting something fishy like
a card-test as described here.

I have never lost money due to any fraud attempts, even though I was a
victim of someone who just walked into two large stores and was given
about £750 credit in each of them. The store cards and bills were
sent to my house! Neither the stores security department, nor
the underwriting bank's fraud department would disclose what proof of
I/D was presented by the fraudster. I was told in the end that
they probably picked my name out of the phone book, even though the
initial was wrong! That did trigger my suspicions towards an
"acquaintance friend of an acquaintance" who had done time for other
more serious offences, put proof would be impossible.
It cost me an interest free 12 months deal on a new computer, and about
15 months extra security on my CC.

If the bank refused to change my CC I would tend to report its loss,
after a suitable interval. ;-)
--
Gordon H

In message , chris French
writes
In message , Charlie
Pridham writes
In article et,
says...
I still think they could have emailed asking me to phone them urgently!

--
Sally in Shropshire, UK
Posted through the usenet newsgroup uk.rec.gardening

I am afraid I have set my system to automatically delete any email
purporting to come from banks or building societies having been assured
they never email so all such emails are scams,

But that doesn't apply to all banks..

Both my online banks do send me emails.

My bank only rarely send me emails, they have an internal messaging
system, but there is a special way of recognising their emails.
I am still wary of clicking any links in them though...
--
Gordon H

In message , Martin
writes

Incidentally those with googlemail/gmail accounts, Google has added secure
encrypted mail to gmail via https://mail.google.com . You need to go to your
gmail settings to enable it.

That's useful. I have been thinking about setting up a "throw-away"
email address with gmail.
--
Gordon H